Mortgage Protection Insurance

MORTGAGE PROTECTION INSURANCE

Welcome to The Ascension Group! Our specialty is ascending the protection level of all the families we work with. With over 17 years of experience in this industry we work hard to find the right plan or policy for you and your family.

KEEPING YOUR HOME PROTECTED FROM LIFE’S CURVE BALLS

WHAT IS MORTGAGE PROTECTION?

Mortgage Protection Insurance is a product that homeowners can use to completely cover their biggest and most important asset: their home. With Mortgage Protection Insurance, you won’t have to worry about being denied due to pre-existing medical conditions, as this coverage requires no medical exam.

Whether it’s a death benefit to cover the full amount of your home loan amount or monthly disability coverage for your mortgage payment, you will have peace of mind knowing that your family will not have to take on the extra burden of covering a house payment. Contact us today, and one of our local mortgage protection advisers will work with you to create a customized mortgage protection plan with rates that fit your needs and most importantly, your budget. Customize my mortgage protection plan.

BENEFITS OF MORTGAGE PROTECTION:

• Return of Premium (Get all of payments back)
• Coverage if you become Disabled and can’t pay your mortgage
• Protection against Cancer, Heart Attack, Stroke and other Critical Illnesses

DO I NEED MORTGAGE PROTECTION?

Your home is your most valuable asset and quite possibly the largest investment you will make in your lifetime. If you household income were to dramatically decrease all of the sudden due to your death or the passing of your spouse, this could make owning the house any longer quite difficult. In addition, if the main bread winners were to become ill and not able to work any longer, this would also substantially decrease the household income and make it very difficult to keep up with the mortgage. Mortgage Protection can help protect against life’s curveballs. It can pay off the mortgage completely in one lump sum or can be set up to pay the monthly mortgage payments for years to come. The last thing a family needs in addition to mourning a loved ones loss is to have to worry about making the mortgage payment.

MORTGAGE PROTECTION PLAN vs LIFE INSURANCE?

What if I already have traditional life insurance? Your traditional life insurance policy was meant to replace an income for many years to come. Also the policy could have been slated to pay for multiple college tuitions or debt. If you were to break off a big chunk of that policy to pay off the mortgage, there may be little left to cover the original intended expenses.

We work closely with our clients to determine the best possible Mortgage Protection coverage to fit your unique needs and budget. Please feel free to call the office in your area: Dallas – 214.277.9497 or you can request a quote and an insurance professional will reply promptly.

Learn More about the difference between Mortgage Protection Insurance vs PMI (Private Mortgage Insurance)