Retirement Planning | Wealth Planning | Annuities | Principal Protection

Welcome to The Ascension Group! Our specialty is ascending the protection level of all the families we work with. With over 17 years of experience in this industry we work hard to find the right plan or policy for you and your family.

Why start a retirement plan?

With modern technology and medicine, people are living longer than ever before. That sounds great, but it also means longer periods of retirement, during which you must pay for housing, food and more. It is important to start saving for retirement at an early age. Opening a retirement plan is a great way to invest in your future.

What types of retirement plans exist?

There are four main types of retirement plans.

1. Individual retirement account (IRA): This type of account allows you to contribute money, which is invested tax-deferred. Your gains can grow quicker since they are not taxed until you withdraw funds at retirement.
2. Roth IRA: This plan differs from a regular IRA in one main way… contributions are made after tax. This means that funds within a Roth IRA are not taxed again. You can withdraw your funds before retirement without penalties.
3. 401(k): This is an employer-sponsored retirement plan to which you can contribute a pre-tax portion of each paycheck. Contributing to a 401(k) lowers the amount of income you pay taxes on. Additionally, many employers offer matching programs as an employee benefit.
4. Life Insurance Retirement Plan: This plan combines family protection and retirement income. Cash value accumulates and at retirement when you a ready to turn the income on you can begin a TAX-FREE retirement stream.

Get started today!

Start saving for retirement today. We can help determine the right retirement plan for your goals and financial needs.

We work closely with our clients to determine the best Retirement Planning strategy to fit your unique needs and budget. Please feel free to call the office in your area: Dallas – 214.277.9497 or you can request a quote and a retirement specialist will reply promptly.